Call reports 2025
BANK OF CLARENDON, THE — 2025
What BANK OF CLARENDON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 421,785,000 | 421,234,000 | 424,537,000 | 441,857,000 |
| Total loans | 198,201,000 | 202,593,000 | 205,590,000 | 214,447,000 |
| Allowance for loan losses | 1,835,000 | 1,865,000 | 1,900,000 | 2,100,000 |
| Securities available for sale | 103,387,000 | 104,531,000 | 106,317,000 | 102,385,000 |
| Securities held to maturity | 39,473,000 | 39,389,000 | 39,288,000 | 39,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,994,000 | 371,725,000 | 372,351,000 | 392,641,000 |
| Interest-bearing deposits | 270,997,000 | 267,371,000 | 262,118,000 | 285,295,000 |
| Noninterest-bearing deposits | 101,997,000 | 104,354,000 | 110,233,000 | 107,346,000 |
| Equity capital | 45,322,000 | 46,303,000 | 48,791,000 | 45,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,539,000 | 9,277,000 | 14,081,000 | 19,018,000 |
| Interest expense | 1,147,000 | 2,233,000 | 3,297,000 | 4,344,000 |
| Net interest income | 3,392,000 | 7,044,000 | 10,784,000 | 14,674,000 |
| Noninterest income | 689,000 | 1,309,000 | 1,922,000 | 2,910,000 |
| Noninterest expense | 2,287,000 | 4,745,000 | 7,225,000 | 10,342,000 |
| Provision for loan losses | 20,000 | 50,000 | 90,000 | 274,000 |
| Pretax income | 1,774,000 | 3,558,000 | 5,391,000 | 6,958,000 |
| Income tax | 383,000 | 770,000 | 1,168,000 | 1,451,000 |
| Net income | 1,391,000 | 2,788,000 | 4,223,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,918,000 | 51,927,000 | 53,175,000 | 49,569,000 |