Call reports 2021
BANK OF CLARENDON, THE — 2021
What BANK OF CLARENDON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,451,000 | 357,414,000 | 363,694,000 | 380,623,000 |
| Total loans | 156,207,000 | 156,495,000 | 164,435,000 | 162,770,000 |
| Allowance for loan losses | 1,702,000 | 1,708,000 | 1,744,000 | 1,780,000 |
| Securities available for sale | 83,805,000 | 87,001,000 | 89,115,000 | 101,440,000 |
| Securities held to maturity | 1,615,000 | 1,615,000 | 1,615,000 | 1,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,835,000 | 313,322,000 | 318,653,000 | 335,969,000 |
| Interest-bearing deposits | 217,824,000 | 225,990,000 | 227,784,000 | 240,581,000 |
| Noninterest-bearing deposits | 85,011,000 | 87,332,000 | 90,869,000 | 95,388,000 |
| Equity capital | 41,489,000 | 41,815,000 | 42,607,000 | 41,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,449,000 | 4,833,000 | 7,380,000 | 10,015,000 |
| Interest expense | 105,000 | 190,000 | 273,000 | 357,000 |
| Net interest income | 2,344,000 | 4,643,000 | 7,107,000 | 9,658,000 |
| Noninterest income | 683,000 | 1,242,000 | 1,857,000 | 2,596,000 |
| Noninterest expense | 1,850,000 | 3,744,000 | 5,700,000 | 8,249,000 |
| Provision for loan losses | -1,000 | 0 | 35,000 | 70,000 |
| Pretax income | 1,181,000 | 2,144,000 | 3,232,000 | 3,938,000 |
| Income tax | 236,000 | 419,000 | 629,000 | 746,000 |
| Net income | 945,000 | 1,725,000 | 2,603,000 | 3,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,728,000 | 40,785,000 | 41,515,000 | 41,571,000 |