Call reports 2020
BANK OF CLARENDON, THE — 2020
What BANK OF CLARENDON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 284,298,000 | 308,018,000 | 311,894,000 | 315,828,000 |
| Total loans | 152,162,000 | 162,909,000 | 158,204,000 | 156,788,000 |
| Allowance for loan losses | 1,725,000 | 1,725,000 | 1,713,000 | 1,700,000 |
| Securities available for sale | 78,820,000 | 74,999,000 | 76,335,000 | 80,727,000 |
| Securities held to maturity | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,327,000 | 262,133,000 | 263,231,000 | 271,637,000 |
| Interest-bearing deposits | 187,240,000 | 192,866,000 | 195,570,000 | 199,659,000 |
| Noninterest-bearing deposits | 52,087,000 | 69,267,000 | 67,661,000 | 71,978,000 |
| Equity capital | 40,420,000 | 41,155,000 | 41,809,000 | 41,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,105,000 | 7,523,000 | 9,870,000 |
| Interest expense | 258,000 | 453,000 | 626,000 | 782,000 |
| Net interest income | 2,339,000 | 4,652,000 | 6,897,000 | 9,088,000 |
| Noninterest income | 619,000 | 1,204,000 | 1,764,000 | 2,436,000 |
| Noninterest expense | 1,787,000 | 3,681,000 | 5,502,000 | 7,860,000 |
| Provision for loan losses | 3,000 | 18,000 | 17,000 | 16,000 |
| Pretax income | 1,168,000 | 2,193,000 | 3,194,000 | 3,747,000 |
| Income tax | 240,000 | 444,000 | 641,000 | 693,000 |
| Net income | 928,000 | 1,749,000 | 2,553,000 | 3,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,636,000 | 39,308,000 | 39,965,000 | 39,960,000 |
| Total capital | 40,361,000 | — | — | — |
| Risk-weighted assets | 174,108,000 | — | — | — |