Call reports 2019
BANK OF CLARENDON, THE — 2019
What BANK OF CLARENDON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 281,228,000 | 277,883,000 | 277,490,000 | 278,854,000 |
| Total loans | 148,546,000 | 152,464,000 | 155,671,000 | 157,885,000 |
| Allowance for loan losses | 1,710,000 | 1,725,000 | 1,724,000 | 1,715,000 |
| Securities available for sale | 76,850,000 | 77,121,000 | 78,618,000 | 80,202,000 |
| Securities held to maturity | 36,000 | 36,000 | 1,836,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,822,000 | 232,051,000 | 231,420,000 | 236,789,000 |
| Interest-bearing deposits | 186,829,000 | 181,675,000 | 181,771,000 | 183,038,000 |
| Noninterest-bearing deposits | 49,993,000 | 50,376,000 | 49,649,000 | 53,751,000 |
| Equity capital | 38,874,000 | 40,607,000 | 41,372,000 | 38,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,632,000 | 5,266,000 | 7,951,000 | 10,629,000 |
| Interest expense | 227,000 | 482,000 | 764,000 | 1,033,000 |
| Net interest income | 2,405,000 | 4,784,000 | 7,187,000 | 9,596,000 |
| Noninterest income | 620,000 | 1,212,000 | 1,787,000 | 2,257,000 |
| Noninterest expense | 1,734,000 | 3,466,000 | 5,232,000 | 7,544,000 |
| Provision for loan losses | 22,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 1,269,000 | 2,482,000 | 3,697,000 | 4,245,000 |
| Income tax | 279,000 | 540,000 | 792,000 | 835,000 |
| Net income | 990,000 | 1,942,000 | 2,905,000 | 3,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,451,000 | 40,259,000 | 41,078,000 | 37,855,000 |
| Total capital | 41,161,000 | 41,984,000 | 42,802,000 | 39,570,000 |
| Risk-weighted assets | 174,823,000 | 173,587,000 | 176,818,000 | 181,427,000 |