Call reports 2018
BANK OF CLARENDON, THE — 2018
What BANK OF CLARENDON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 273,679,000 | 262,570,000 | 259,745,000 | 271,637,000 |
| Total loans | 141,701,000 | 147,732,000 | 150,774,000 | 151,078,000 |
| Allowance for loan losses | 1,650,000 | 1,665,000 | 1,710,000 | 1,685,000 |
| Securities available for sale | 73,568,000 | 74,865,000 | 74,687,000 | 76,000,000 |
| Securities held to maturity | 72,000 | 72,000 | 72,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,675,000 | 219,596,000 | 217,069,000 | 229,741,000 |
| Interest-bearing deposits | 187,300,000 | 174,000,000 | 171,670,000 | 180,341,000 |
| Noninterest-bearing deposits | 42,375,000 | 45,596,000 | 45,399,000 | 49,400,000 |
| Equity capital | 35,464,000 | 35,982,000 | 36,744,000 | 37,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,722,000 | 7,224,000 | 9,761,000 |
| Interest expense | 120,000 | 253,000 | 406,000 | 581,000 |
| Net interest income | 2,202,000 | 4,469,000 | 6,818,000 | 9,180,000 |
| Noninterest income | 628,000 | 1,181,000 | 1,766,000 | 2,441,000 |
| Noninterest expense | 1,684,000 | 3,381,000 | 5,078,000 | 7,310,000 |
| Provision for loan losses | 9,000 | 34,000 | 78,000 | 124,000 |
| Pretax income | 1,137,000 | 2,235,000 | 3,429,000 | 4,187,000 |
| Income tax | 249,000 | 491,000 | 756,000 | 929,000 |
| Net income | 888,000 | 1,744,000 | 2,673,000 | 3,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,955,000 | 37,666,000 | 38,452,000 | 38,605,000 |
| Total capital | 38,605,000 | 39,331,000 | 40,162,000 | 40,290,000 |
| Risk-weighted assets | 164,873,000 | 168,187,000 | 171,174,000 | 172,392,000 |