Call reports 2016
BANK OF CLARENDON, THE — 2016
What BANK OF CLARENDON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 251,036,000 | 247,094,000 | 247,758,000 | 262,015,000 |
| Total loans | 141,409,000 | 147,165,000 | 142,203,000 | 141,886,000 |
| Allowance for loan losses | 1,701,000 | 1,721,000 | 1,726,000 | 1,726,000 |
| Securities available for sale | 51,821,000 | 50,873,000 | 53,183,000 | 62,643,000 |
| Securities held to maturity | 140,000 | 140,000 | 140,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,317,000 | 205,176,000 | 206,259,000 | 221,778,000 |
| Interest-bearing deposits | 174,123,000 | 168,229,000 | 170,065,000 | 182,308,000 |
| Noninterest-bearing deposits | 36,194,000 | 36,947,000 | 36,194,000 | 39,470,000 |
| Equity capital | 34,031,000 | 34,678,000 | 35,117,000 | 34,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,251,000 | 6,406,000 | 8,597,000 |
| Interest expense | 115,000 | 234,000 | 355,000 | 479,000 |
| Net interest income | 1,973,000 | 4,017,000 | 6,051,000 | 8,118,000 |
| Noninterest income | 621,000 | 1,196,000 | 1,792,000 | 2,304,000 |
| Noninterest expense | 1,618,000 | 3,286,000 | 4,956,000 | 7,087,000 |
| Provision for loan losses | 15,000 | 36,000 | 41,000 | 44,000 |
| Pretax income | 965,000 | 1,916,000 | 3,035,000 | 3,480,000 |
| Income tax | 319,000 | 639,000 | 1,023,000 | 1,122,000 |
| Net income | 646,000 | 1,277,000 | 2,012,000 | 2,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,720,000 | 34,231,000 | 34,846,000 | 34,833,000 |
| Total capital | 35,421,000 | 35,952,000 | 36,572,000 | 36,559,000 |
| Risk-weighted assets | 149,971,000 | 153,218,000 | 150,369,000 | 152,703,000 |