Call reports 2015
BANK OF CLARENDON, THE — 2015
What BANK OF CLARENDON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,932,000 | 225,167,000 | 228,847,000 | 245,470,000 |
| Total loans | 134,066,000 | 137,069,000 | 139,913,000 | 140,392,000 |
| Allowance for loan losses | 1,701,000 | 1,701,000 | 1,701,000 | 1,686,000 |
| Securities available for sale | 50,838,000 | 51,569,000 | 48,834,000 | 51,545,000 |
| Securities held to maturity | 172,000 | 172,000 | 172,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,324,000 | 186,213,000 | 189,552,000 | 205,977,000 |
| Interest-bearing deposits | 155,886,000 | 152,460,000 | 156,067,000 | 170,750,000 |
| Noninterest-bearing deposits | 34,438,000 | 33,753,000 | 33,485,000 | 35,227,000 |
| Equity capital | 32,414,000 | 32,655,000 | 33,401,000 | 33,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,098,000 | 6,184,000 | 8,293,000 |
| Interest expense | 100,000 | 204,000 | 316,000 | 428,000 |
| Net interest income | 1,958,000 | 3,894,000 | 5,868,000 | 7,865,000 |
| Noninterest income | 575,000 | 1,143,000 | 1,713,000 | 2,310,000 |
| Noninterest expense | 1,568,000 | 3,196,000 | 4,806,000 | 6,819,000 |
| Provision for loan losses | 7,000 | 6,000 | -6,000 | 4,000 |
| Pretax income | 959,000 | 1,836,000 | 2,785,000 | 3,362,000 |
| Income tax | 320,000 | 615,000 | 941,000 | 1,117,000 |
| Net income | 639,000 | 1,221,000 | 1,844,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,188,000 | 32,649,000 | 33,153,000 | 33,191,000 |
| Total capital | 33,889,000 | 34,350,000 | 34,854,000 | 34,876,000 |
| Risk-weighted assets | 145,365,000 | 138,918,000 | 145,875,000 | 149,366,000 |