Call reports 2014
BANK OF CLARENDON, THE — 2014
What BANK OF CLARENDON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 220,559,000 | 220,449,000 | 212,881,000 | 222,495,000 |
| Total loans | 131,821,000 | 133,647,000 | 137,267,000 | 137,100,000 |
| Allowance for loan losses | 1,626,000 | 1,626,000 | 1,641,000 | 1,645,000 |
| Securities available for sale | 47,222,000 | 51,455,000 | 53,442,000 | 52,519,000 |
| Securities held to maturity | 304,000 | 304,000 | 304,000 | 172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,286,000 | 183,460,000 | 176,137,000 | 185,876,000 |
| Interest-bearing deposits | 153,482,000 | 149,220,000 | 144,588,000 | 150,540,000 |
| Noninterest-bearing deposits | 30,804,000 | 34,240,000 | 31,549,000 | 35,336,000 |
| Equity capital | 30,365,000 | 31,038,000 | 31,475,000 | 31,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,960,000 | 6,021,000 | 8,111,000 |
| Interest expense | 99,000 | 200,000 | 300,000 | 400,000 |
| Net interest income | 1,862,000 | 3,760,000 | 5,721,000 | 7,711,000 |
| Noninterest income | 618,000 | 1,221,000 | 1,777,000 | 2,356,000 |
| Noninterest expense | 1,637,000 | 3,282,000 | 4,879,000 | 6,867,000 |
| Provision for loan losses | 18,000 | 30,000 | 45,000 | 88,000 |
| Pretax income | 825,000 | 1,674,000 | 2,579,000 | 3,203,000 |
| Income tax | 269,000 | 551,000 | 851,000 | 1,045,000 |
| Net income | 556,000 | 1,123,000 | 1,728,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,729,000 | 31,176,000 | 31,661,000 | 31,731,000 |
| Total capital | 32,355,000 | 32,802,000 | 33,302,000 | 33,377,000 |
| Risk-weighted assets | 134,233,000 | 134,928,000 | 139,338,000 | 138,412,000 |