Call reports 2013
BANK OF CLARENDON, THE — 2013
What BANK OF CLARENDON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,330,000 | 210,835,000 | 204,526,000 | 217,863,000 |
| Total loans | 130,030,000 | 134,806,000 | 134,513,000 | 132,501,000 |
| Allowance for loan losses | 1,560,000 | 1,593,000 | 1,598,000 | 1,607,000 |
| Securities available for sale | 37,147,000 | 40,684,000 | 42,990,000 | 41,538,000 |
| Securities held to maturity | 665,000 | 435,000 | 435,000 | 304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,628,000 | 177,021,000 | 171,585,000 | 183,179,000 |
| Interest-bearing deposits | 148,358,000 | 148,580,000 | 144,273,000 | 149,327,000 |
| Noninterest-bearing deposits | 27,270,000 | 28,441,000 | 27,312,000 | 33,852,000 |
| Equity capital | 29,911,000 | 29,799,000 | 29,826,000 | 29,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,036,000 | 6,115,000 | 8,155,000 |
| Interest expense | 89,000 | 181,000 | 278,000 | 376,000 |
| Net interest income | 1,914,000 | 3,855,000 | 5,837,000 | 7,779,000 |
| Noninterest income | 597,000 | 1,182,000 | 1,740,000 | 2,305,000 |
| Noninterest expense | 1,627,000 | 3,308,000 | 4,905,000 | 6,910,000 |
| Provision for loan losses | 16,000 | 33,000 | 60,000 | 105,000 |
| Pretax income | 872,000 | 1,701,000 | 2,617,000 | 3,074,000 |
| Income tax | 282,000 | 553,000 | 858,000 | 987,000 |
| Net income | 590,000 | 1,148,000 | 1,759,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,335,000 | 29,772,000 | 30,263,000 | 30,231,000 |
| Total capital | 30,895,000 | 31,365,000 | 31,861,000 | 31,838,000 |
| Risk-weighted assets | 130,603,000 | 134,437,000 | 134,238,000 | 133,141,000 |