Call reports 2012
BANK OF CLARENDON, THE — 2012
What BANK OF CLARENDON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 211,731,000 | 206,137,000 | 194,873,000 | 204,303,000 |
| Total loans | 120,051,000 | 126,240,000 | 130,004,000 | 129,733,000 |
| Allowance for loan losses | 1,488,000 | 1,525,000 | 1,565,000 | 1,545,000 |
| Securities available for sale | 48,484,000 | 49,289,000 | 36,953,000 | 36,319,000 |
| Securities held to maturity | 1,597,000 | 1,597,000 | 1,146,000 | 1,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,646,000 | 168,484,000 | 161,615,000 | 171,949,000 |
| Interest-bearing deposits | 149,774,000 | 145,155,000 | 138,733,000 | 143,222,000 |
| Noninterest-bearing deposits | 22,872,000 | 23,329,000 | 22,882,000 | 28,727,000 |
| Equity capital | 29,147,000 | 29,683,000 | 29,881,000 | 29,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,256,000 | 6,419,000 | 8,509,000 |
| Interest expense | 205,000 | 388,000 | 797,000 | 883,000 |
| Net interest income | 1,913,000 | 3,868,000 | 5,622,000 | 7,626,000 |
| Noninterest income | 470,000 | 932,000 | 1,293,000 | 1,825,000 |
| Noninterest expense | 1,630,000 | 3,300,000 | 4,955,000 | 6,947,000 |
| Provision for loan losses | 15,000 | 50,000 | 115,000 | 190,000 |
| Pretax income | 738,000 | 1,450,000 | 2,347,000 | 2,817,000 |
| Income tax | 221,000 | 431,000 | 722,000 | 815,000 |
| Net income | 517,000 | 1,019,000 | 1,625,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,047,000 | 28,512,000 | 28,793,000 | 28,540,000 |
| Total capital | 29,389,000 | 29,885,000 | 30,330,000 | 30,076,000 |
| Risk-weighted assets | 116,921,000 | 121,254,000 | 122,670,000 | 122,853,000 |