Call reports 2011
BANK OF CLARENDON, THE — 2011
What BANK OF CLARENDON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 190,989,000 | 190,957,000 | 195,881,000 | 205,356,000 |
| Total loans | 113,134,000 | 114,807,000 | 114,300,000 | 116,200,000 |
| Allowance for loan losses | 1,471,000 | 1,517,000 | 1,521,000 | 1,475,000 |
| Securities available for sale | 44,145,000 | 44,830,000 | 43,441,000 | 45,614,000 |
| Securities held to maturity | 3,938,000 | 3,937,000 | 3,937,000 | 3,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,438,000 | 152,079,000 | 156,396,000 | 166,737,000 |
| Interest-bearing deposits | 133,716,000 | 133,956,000 | 137,435,000 | 140,985,000 |
| Noninterest-bearing deposits | 18,722,000 | 18,123,000 | 18,961,000 | 25,752,000 |
| Equity capital | 27,655,000 | 28,392,000 | 29,094,000 | 28,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,321,000 | 6,420,000 | 8,563,000 |
| Interest expense | 260,000 | 513,000 | 760,000 | 984,000 |
| Net interest income | 1,830,000 | 3,808,000 | 5,660,000 | 7,579,000 |
| Noninterest income | 552,000 | 937,000 | 1,394,000 | 1,809,000 |
| Noninterest expense | 1,430,000 | 2,898,000 | 4,357,000 | 6,343,000 |
| Provision for loan losses | 43,000 | 94,000 | 136,000 | 227,000 |
| Pretax income | 912,000 | 1,762,000 | 2,580,000 | 2,839,000 |
| Income tax | 288,000 | 562,000 | 815,000 | 884,000 |
| Net income | 624,000 | 1,200,000 | 1,765,000 | 1,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,732,000 | 27,338,000 | 27,921,000 | 27,700,000 |
| Total capital | 28,106,000 | 28,719,000 | 29,299,000 | 29,037,000 |
| Risk-weighted assets | 109,786,000 | 110,815,000 | 110,436,000 | 111,975,000 |