Call reports 2010
BANK OF CLARENDON, THE — 2010
What BANK OF CLARENDON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,280,000 | 195,563,000 | 192,555,000 | 189,426,000 |
| Total loans | 110,768,000 | 113,414,000 | 114,144,000 | 111,991,000 |
| Allowance for loan losses | 1,455,000 | 1,473,000 | 1,505,000 | 1,430,000 |
| Securities available for sale | 48,990,000 | 49,125,000 | 47,984,000 | 45,765,000 |
| Securities held to maturity | 6,216,000 | 4,851,000 | 4,614,000 | 4,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,278,000 | 159,721,000 | 154,389,000 | 151,648,000 |
| Interest-bearing deposits | 142,347,000 | 141,669,000 | 138,444,000 | 133,092,000 |
| Noninterest-bearing deposits | 16,931,000 | 18,052,000 | 15,945,000 | 18,556,000 |
| Equity capital | 26,401,000 | 27,107,000 | 27,687,000 | 27,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,505,000 | 6,815,000 | 9,097,000 |
| Interest expense | 463,000 | 873,000 | 1,230,000 | 1,549,000 |
| Net interest income | 1,727,000 | 3,632,000 | 5,585,000 | 7,548,000 |
| Noninterest income | 459,000 | 894,000 | 1,361,000 | 1,861,000 |
| Noninterest expense | 1,416,000 | 2,879,000 | 4,430,000 | 6,357,000 |
| Provision for loan losses | 14,000 | 28,000 | 53,000 | 212,000 |
| Pretax income | 760,000 | 1,723,000 | 2,588,000 | 2,967,000 |
| Income tax | 229,000 | 535,000 | 811,000 | 948,000 |
| Net income | 531,000 | 1,188,000 | 1,777,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,384,000 | 26,012,000 | 26,540,000 | 26,190,000 |
| Total capital | 26,714,000 | 27,378,000 | 27,924,000 | 27,556,000 |
| Risk-weighted assets | 106,352,000 | 109,209,000 | 110,603,000 | 109,214,000 |