Call reports 2008
BANK OF CLARENDON, THE — 2008
What BANK OF CLARENDON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 180,425,000 | 180,052,000 | 174,214,000 | 177,912,000 |
| Total loans | 106,687,000 | 109,062,000 | 108,544,000 | 108,741,000 |
| Allowance for loan losses | 1,408,000 | 1,421,000 | 1,430,000 | 1,565,000 |
| Securities available for sale | 39,624,000 | 47,013,000 | 43,451,000 | 42,260,000 |
| Securities held to maturity | 12,062,000 | 11,852,000 | 11,542,000 | 11,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,182,000 | 142,793,000 | 138,302,000 | 142,543,000 |
| Interest-bearing deposits | 126,788,000 | 125,297,000 | 122,641,000 | 127,376,000 |
| Noninterest-bearing deposits | 17,394,000 | 17,496,000 | 15,661,000 | 15,167,000 |
| Equity capital | 23,422,000 | 23,151,000 | 24,209,000 | 24,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,211,000 | 7,778,000 | 10,223,000 |
| Interest expense | 924,000 | 1,746,000 | 2,451,000 | 3,129,000 |
| Net interest income | 1,707,000 | 3,465,000 | 5,327,000 | 7,094,000 |
| Noninterest income | 486,000 | 939,000 | 1,407,000 | 1,835,000 |
| Noninterest expense | 1,297,000 | 2,642,000 | 4,022,000 | 5,782,000 |
| Provision for loan losses | 11,000 | 27,000 | 45,000 | 196,000 |
| Pretax income | 883,000 | 1,740,000 | 2,673,000 | 2,946,000 |
| Income tax | 266,000 | 530,000 | 812,000 | 827,000 |
| Net income | 617,000 | 1,210,000 | 1,861,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,652,000 | 22,724,000 | 23,539,000 | 23,612,000 |
| Total capital | 24,030,000 | 24,047,000 | 24,824,000 | 24,933,000 |
| Risk-weighted assets | 110,242,000 | 105,903,000 | 102,634,000 | 105,398,000 |