Call reports 2007
BANK OF CLARENDON, THE — 2007
What BANK OF CLARENDON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 171,157,000 | 171,741,000 | 172,851,000 | 173,346,000 |
| Total loans | 101,099,000 | 105,045,000 | 107,317,000 | 108,515,000 |
| Allowance for loan losses | 1,341,000 | 1,346,000 | 1,356,000 | 1,397,000 |
| Securities available for sale | 41,491,000 | 41,251,000 | 40,341,000 | 38,548,000 |
| Securities held to maturity | 12,854,000 | 12,842,000 | 12,656,000 | 12,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,509,000 | 139,548,000 | 141,073,000 | 139,066,000 |
| Interest-bearing deposits | 120,489,000 | 120,554,000 | 122,627,000 | 122,052,000 |
| Noninterest-bearing deposits | 19,020,000 | 18,994,000 | 18,446,000 | 17,014,000 |
| Equity capital | 21,330,000 | 21,556,000 | 22,428,000 | 22,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,607,000 | 5,300,000 | 8,102,000 | 10,834,000 |
| Interest expense | 993,000 | 2,045,000 | 3,113,000 | 4,120,000 |
| Net interest income | 1,614,000 | 3,255,000 | 4,989,000 | 6,714,000 |
| Noninterest income | 468,000 | 950,000 | 1,434,000 | 1,953,000 |
| Noninterest expense | 1,194,000 | 2,412,000 | 3,720,000 | 5,394,000 |
| Provision for loan losses | 21,000 | 26,000 | 40,000 | 86,000 |
| Pretax income | 871,000 | 1,774,000 | 2,654,000 | 3,198,000 |
| Income tax | 280,000 | 571,000 | 852,000 | 1,030,000 |
| Net income | 591,000 | 1,203,000 | 1,802,000 | 2,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,874,000 | 21,224,000 | 22,667,000 | 22,673,000 |
| Total capital | 22,133,000 | 22,533,000 | 23,998,000 | 24,021,000 |
| Risk-weighted assets | 101,703,000 | 104,719,000 | 106,477,000 | 107,763,000 |