Call reports 2006
BANK OF CLARENDON, THE — 2006
What BANK OF CLARENDON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 159,474,000 | 155,673,000 | 164,206,000 | 167,942,000 |
| Total loans | 89,936,000 | 92,571,000 | 96,261,000 | 98,124,000 |
| Allowance for loan losses | 1,264,000 | 1,278,000 | 1,305,000 | 1,323,000 |
| Securities available for sale | 37,138,000 | 38,533,000 | 42,171,000 | 41,917,000 |
| Securities held to maturity | 12,016,000 | 13,582,000 | 13,608,000 | 13,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,605,000 | 126,410,000 | 132,751,000 | 137,135,000 |
| Interest-bearing deposits | 111,319,000 | 107,265,000 | 112,971,000 | 117,966,000 |
| Noninterest-bearing deposits | 19,286,000 | 19,145,000 | 19,780,000 | 19,169,000 |
| Equity capital | 19,486,000 | 19,658,000 | 20,590,000 | 20,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,609,000 | 7,102,000 | 9,672,000 |
| Interest expense | 655,000 | 1,354,000 | 2,194,000 | 3,125,000 |
| Net interest income | 1,642,000 | 3,255,000 | 4,908,000 | 6,547,000 |
| Noninterest income | 450,000 | 901,000 | 1,350,000 | 1,763,000 |
| Noninterest expense | 1,207,000 | 2,430,000 | 3,626,000 | 5,085,000 |
| Provision for loan losses | 22,000 | 34,000 | 59,000 | 78,000 |
| Pretax income | 865,000 | 1,692,000 | 2,573,000 | 3,147,000 |
| Income tax | 254,000 | 513,000 | 782,000 | 940,000 |
| Net income | 611,000 | 1,179,000 | 1,791,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,778,000 | 17,526,000 | 20,293,000 | 20,329,000 |
| Total capital | 18,892,000 | 18,645,000 | 21,485,000 | 21,551,000 |
| Risk-weighted assets | 88,990,000 | 89,401,000 | 95,281,000 | 97,679,000 |