Call reports 2005
BANK OF CLARENDON, THE — 2005
What BANK OF CLARENDON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 156,888,000 | 151,563,000 | 155,055,000 | 154,939,000 |
| Total loans | 87,233,000 | 90,703,000 | 87,933,000 | 89,923,000 |
| Allowance for loan losses | 1,188,000 | 1,221,000 | 1,235,000 | 1,246,000 |
| Securities available for sale | 38,878,000 | 38,217,000 | 37,135,000 | 37,716,000 |
| Securities held to maturity | 12,995,000 | 12,585,000 | 13,165,000 | 13,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,936,000 | 123,484,000 | 125,714,000 | 126,064,000 |
| Interest-bearing deposits | 108,100,000 | 104,818,000 | 106,077,000 | 107,432,000 |
| Noninterest-bearing deposits | 17,836,000 | 18,666,000 | 19,637,000 | 18,632,000 |
| Equity capital | 17,963,000 | 18,823,000 | 19,115,000 | 19,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,079,000 | 6,233,000 | 8,417,000 |
| Interest expense | 552,000 | 1,089,000 | 1,622,000 | 2,192,000 |
| Net interest income | 1,462,000 | 2,990,000 | 4,611,000 | 6,225,000 |
| Noninterest income | 462,000 | 968,000 | 1,461,000 | 1,967,000 |
| Noninterest expense | 1,113,000 | 2,217,000 | 3,367,000 | 4,919,000 |
| Provision for loan losses | 43,000 | 79,000 | 106,000 | 118,000 |
| Pretax income | 772,000 | 1,668,000 | 2,605,000 | 3,161,000 |
| Income tax | 225,000 | 501,000 | 793,000 | 945,000 |
| Net income | 547,000 | 1,167,000 | 1,812,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,703,000 | 18,398,000 | 17,881,000 | 17,483,000 |
| Total capital | 18,772,000 | 19,468,000 | 18,947,000 | 18,582,000 |
| Risk-weighted assets | 84,769,000 | 84,788,000 | 85,271,000 | 87,883,000 |