Call reports 2003
BANK OF CLARENDON, THE — 2003
What BANK OF CLARENDON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,688,000 | 141,650,000 | 142,629,000 | 147,469,000 |
| Total loans | 71,808,000 | 73,888,000 | 72,856,000 | 72,213,000 |
| Allowance for loan losses | 1,106,000 | 1,132,000 | 1,153,000 | 1,146,000 |
| Securities available for sale | 36,323,000 | 40,188,000 | 44,417,000 | 45,811,000 |
| Securities held to maturity | 14,707,000 | 14,373,000 | 15,780,000 | 15,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,558,000 | 112,433,000 | 114,370,000 | 119,977,000 |
| Interest-bearing deposits | 99,962,000 | 97,596,000 | 98,329,000 | 104,416,000 |
| Noninterest-bearing deposits | 14,596,000 | 14,837,000 | 16,041,000 | 15,561,000 |
| Equity capital | 17,240,000 | 17,878,000 | 18,018,000 | 16,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,867,000 | 5,785,000 | 7,634,000 |
| Interest expense | 570,000 | 1,134,000 | 1,633,000 | 2,081,000 |
| Net interest income | 1,329,000 | 2,733,000 | 4,152,000 | 5,553,000 |
| Noninterest income | 487,000 | 1,017,000 | 1,434,000 | 2,024,000 |
| Noninterest expense | 940,000 | 1,867,000 | 2,814,000 | 4,312,000 |
| Provision for loan losses | 27,000 | 57,000 | 87,000 | 95,000 |
| Pretax income | 849,000 | 1,826,000 | 2,685,000 | 3,170,000 |
| Income tax | 246,000 | 547,000 | 805,000 | 923,000 |
| Net income | 603,000 | 1,279,000 | 1,880,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,585,000 | 17,198,000 | 17,499,000 | 16,312,000 |
| Total capital | 17,460,000 | 18,095,000 | 18,406,000 | 17,458,000 |
| Risk-weighted assets | 69,736,000 | 71,488,000 | 72,306,000 | 91,290,000 |