Call reports 2002
BANK OF CLARENDON, THE — 2002
What BANK OF CLARENDON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 126,400,000 | 129,509,000 | 133,898,000 | 138,334,000 |
| Total loans | 72,708,000 | 72,493,000 | 71,912,000 | 71,178,000 |
| Allowance for loan losses | 1,033,000 | 1,054,000 | 1,074,000 | 1,078,000 |
| Securities available for sale | 29,539,000 | 33,312,000 | 36,013,000 | 36,920,000 |
| Securities held to maturity | 11,483,000 | 12,624,000 | 15,427,000 | 15,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,283,000 | 100,771,000 | 105,592,000 | 109,339,000 |
| Interest-bearing deposits | 87,277,000 | 88,183,000 | 92,892,000 | 96,613,000 |
| Noninterest-bearing deposits | 12,006,000 | 12,588,000 | 12,700,000 | 12,726,000 |
| Equity capital | 15,405,000 | 16,261,000 | 16,865,000 | 17,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 3,944,000 | 5,941,000 | 7,907,000 |
| Interest expense | 660,000 | 1,289,000 | 1,903,000 | 2,493,000 |
| Net interest income | 1,311,000 | 2,655,000 | 4,038,000 | 5,414,000 |
| Noninterest income | 374,000 | 777,000 | 1,197,000 | 1,654,000 |
| Noninterest expense | 880,000 | 1,787,000 | 2,757,000 | 4,205,000 |
| Provision for loan losses | 39,000 | 62,000 | 89,000 | 101,000 |
| Pretax income | 766,000 | 1,583,000 | 2,389,000 | 2,762,000 |
| Income tax | 228,000 | 470,000 | 714,000 | 788,000 |
| Net income | 538,000 | 1,113,000 | 1,675,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,976,000 | 15,656,000 | 16,194,000 | 16,338,000 |
| Total capital | 15,800,000 | 16,495,000 | 17,039,000 | 17,203,000 |
| Risk-weighted assets | 65,688,000 | 66,955,000 | 67,358,000 | 68,964,000 |