Call reports 2001
BANK OF CLARENDON, THE — 2001
What BANK OF CLARENDON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,252,000 | 125,157,000 | 125,281,000 | 125,153,000 |
| Total loans | 66,398,000 | 69,464,000 | 67,736,000 | 70,588,000 |
| Allowance for loan losses | 975,000 | 971,000 | 977,000 | 1,004,000 |
| Securities available for sale | 40,059,000 | 35,803,000 | 38,831,000 | 34,123,000 |
| Securities held to maturity | 7,750,000 | 8,671,000 | 10,877,000 | 10,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,928,000 | 97,793,000 | 97,120,000 | 96,866,000 |
| Interest-bearing deposits | 83,153,000 | 86,190,000 | 85,771,000 | 84,798,000 |
| Noninterest-bearing deposits | 11,775,000 | 11,603,000 | 11,349,000 | 12,068,000 |
| Equity capital | 14,146,000 | 14,545,000 | 15,225,000 | 15,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,496,000 | 6,666,000 | 8,723,000 |
| Interest expense | 1,065,000 | 2,084,000 | 3,042,000 | 3,824,000 |
| Net interest income | 1,192,000 | 2,412,000 | 3,624,000 | 4,899,000 |
| Noninterest income | 307,000 | 592,000 | 899,000 | 1,295,000 |
| Noninterest expense | 879,000 | 1,720,000 | 2,587,000 | 3,795,000 |
| Provision for loan losses | 16,000 | 32,000 | 34,000 | 92,000 |
| Pretax income | 604,000 | 1,252,000 | 1,902,000 | 2,307,000 |
| Income tax | 178,000 | 363,000 | 545,000 | 636,000 |
| Net income | 426,000 | 889,000 | 1,357,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,760,000 | 14,150,000 | 14,825,000 | 14,823,000 |
| Total capital | 14,528,000 | 14,959,000 | 15,802,000 | 15,635,000 |
| Risk-weighted assets | 61,206,000 | 64,540,000 | 82,275,000 | 64,804,000 |