Call reports 2014
COMMERCE BANK OF OREGON, THE — 2014
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,387,000 | 80,293,000 | 87,155,000 | 77,901,000 |
| Total loans | 60,983,000 | 57,538,000 | 55,103,000 | 51,448,000 |
| Allowance for loan losses | 1,279,000 | 966,000 | 964,000 | 838,000 |
| Securities available for sale | 6,414,000 | 6,299,000 | 11,759,000 | 11,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 165,000 | 164,000 | 113,000 | 117,000 |
| Total deposits | 67,241,000 | 65,963,000 | 72,686,000 | 63,432,000 |
| Interest-bearing deposits | 51,483,000 | 50,585,000 | 53,798,000 | 45,303,000 |
| Noninterest-bearing deposits | 15,758,000 | 15,378,000 | 18,887,000 | 18,129,000 |
| Equity capital | 13,688,000 | 13,699,000 | 13,687,000 | 13,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,514,000 | 2,231,000 | 2,956,000 |
| Interest expense | 31,000 | 66,000 | 102,000 | 136,000 |
| Net interest income | 708,000 | 1,448,000 | 2,129,000 | 2,820,000 |
| Noninterest income | 118,000 | 230,000 | 357,000 | 470,000 |
| Noninterest expense | 924,000 | 1,824,000 | 2,786,000 | 3,710,000 |
| Provision for loan losses | 64,000 | -1,000 | -86,000 | -256,000 |
| Pretax income | -162,000 | -145,000 | -214,000 | -164,000 |
| Income tax | -66,000 | -58,000 | -86,000 | -63,000 |
| Net income | -96,000 | -87,000 | -128,000 | -101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,723,000 | 12,853,000 | 12,799,000 | 12,885,000 |
| Total capital | 13,671,000 | 13,746,000 | 13,736,000 | 13,753,000 |
| Risk-weighted assets | 75,402,000 | 71,309,000 | 74,884,000 | 69,377,000 |