Call reports 2013
COMMERCE BANK OF OREGON, THE — 2013
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,759,000 | 68,435,000 | 72,784,000 | 66,428,000 |
| Total loans | 61,888,000 | 60,206,000 | 61,113,000 | 59,829,000 |
| Allowance for loan losses | 1,152,000 | 1,226,000 | 1,376,000 | 1,213,000 |
| Securities available for sale | 2,241,000 | 2,216,000 | 2,175,000 | 2,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 279,000 | 209,000 | 203,000 | 174,000 |
| Total deposits | 59,047,000 | 53,992,000 | 58,317,000 | 52,293,000 |
| Interest-bearing deposits | 44,232,000 | 38,937,000 | 43,239,000 | 38,746,000 |
| Noninterest-bearing deposits | 14,815,000 | 15,055,000 | 15,079,000 | 13,547,000 |
| Equity capital | 13,783,000 | 13,804,000 | 13,793,000 | 13,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,500,000 | 2,230,000 | 2,980,000 |
| Interest expense | 35,000 | 65,000 | 93,000 | 121,000 |
| Net interest income | 706,000 | 1,435,000 | 2,137,000 | 2,859,000 |
| Noninterest income | 114,000 | 236,000 | 366,000 | 484,000 |
| Noninterest expense | 963,000 | 1,736,000 | 2,547,000 | 3,473,000 |
| Provision for loan losses | -540,000 | -497,000 | -464,000 | -528,000 |
| Pretax income | 397,000 | 432,000 | 420,000 | 398,000 |
| Income tax | 167,000 | 183,000 | 180,000 | 173,000 |
| Net income | 230,000 | 249,000 | 240,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,532,000 | 12,554,000 | 12,503,000 | 12,792,000 |
| Total capital | 13,467,000 | 13,467,000 | 13,435,000 | 13,697,000 |
| Risk-weighted assets | 74,383,000 | 72,553,000 | 73,964,000 | 71,920,000 |