Call reports 2012
COMMERCE BANK OF OREGON, THE — 2012
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,456,000 | 73,357,000 | 73,252,000 | 72,712,000 |
| Total loans | 67,539,000 | 65,280,000 | 64,616,000 | 61,212,000 |
| Allowance for loan losses | 1,579,000 | 1,611,000 | 1,588,000 | 1,177,000 |
| Securities available for sale | 2,374,000 | 2,347,000 | 2,326,000 | 2,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 282,000 | 323,000 | 328,000 | 304,000 |
| Total deposits | 59,572,000 | 58,456,000 | 58,207,000 | 58,529,000 |
| Interest-bearing deposits | 42,714,000 | 41,730,000 | 44,912,000 | 44,195,000 |
| Noninterest-bearing deposits | 16,858,000 | 16,726,000 | 13,296,000 | 14,334,000 |
| Equity capital | 14,223,000 | 14,288,000 | 14,354,000 | 13,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,735,000 | 2,563,000 | 3,345,000 |
| Interest expense | 49,000 | 89,000 | 126,000 | 164,000 |
| Net interest income | 819,000 | 1,646,000 | 2,437,000 | 3,181,000 |
| Noninterest income | 51,000 | 212,000 | 361,000 | 482,000 |
| Noninterest expense | 837,000 | 1,677,000 | 2,493,000 | 4,277,000 |
| Provision for loan losses | 22,000 | 54,000 | 66,000 | 518,000 |
| Pretax income | 11,000 | 127,000 | 239,000 | -1,132,000 |
| Income tax | 12,000 | 61,000 | 109,000 | -461,000 |
| Net income | -1,000 | 66,000 | 130,000 | -671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,195,000 | 12,273,000 | 12,373,000 | 12,322,000 |
| Total capital | 13,209,000 | 13,239,000 | 13,347,000 | 13,260,000 |
| Risk-weighted assets | 80,385,000 | 76,428,000 | 77,159,000 | 74,647,000 |