Call reports 2011
COMMERCE BANK OF OREGON, THE — 2011
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,632,000 | 69,048,000 | 71,838,000 | 73,620,000 |
| Total loans | 59,503,000 | 60,188,000 | 62,910,000 | 64,041,000 |
| Allowance for loan losses | 1,591,000 | 1,656,000 | 1,706,000 | 1,557,000 |
| Securities available for sale | 3,235,000 | 3,190,000 | 3,148,000 | 3,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 114,000 | 176,000 | 310,000 | 308,000 |
| Total deposits | 49,133,000 | 54,331,000 | 56,750,000 | 58,738,000 |
| Interest-bearing deposits | 21,857,000 | 40,953,000 | 43,729,000 | 44,341,000 |
| Noninterest-bearing deposits | 27,276,000 | 13,378,000 | 13,020,000 | 14,397,000 |
| Equity capital | 14,153,000 | 14,170,000 | 14,209,000 | 14,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,620,000 | 2,475,000 | 3,343,000 |
| Interest expense | 43,000 | 89,000 | 139,000 | 188,000 |
| Net interest income | 762,000 | 1,531,000 | 2,336,000 | 3,155,000 |
| Noninterest income | 120,000 | 222,000 | 344,000 | 420,000 |
| Noninterest expense | 846,000 | 1,636,000 | 2,463,000 | 3,436,000 |
| Provision for loan losses | 21,000 | 84,000 | 134,000 | 60,000 |
| Pretax income | 15,000 | 33,000 | 83,000 | 79,000 |
| Income tax | 15,000 | 32,000 | 66,000 | 72,000 |
| Net income | 0 | 1,000 | 17,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,810,000 | 12,154,000 | 12,191,000 | 12,196,000 |
| Total capital | 12,618,000 | 12,973,000 | 13,056,000 | 13,170,000 |
| Risk-weighted assets | 63,646,000 | 64,480,000 | 67,903,000 | 77,139,000 |