Call reports 2010
COMMERCE BANK OF OREGON, THE — 2010
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,442,000 | 66,513,000 | 69,733,000 | 69,516,000 |
| Total loans | 57,500,000 | 56,730,000 | 57,562,000 | 56,050,000 |
| Allowance for loan losses | 2,037,000 | 1,916,000 | 1,592,000 | 1,568,000 |
| Securities available for sale | 3,358,000 | 3,340,000 | 3,295,000 | 3,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 174,000 | 281,000 | 366,000 | 160,000 |
| Total deposits | 47,715,000 | 50,425,000 | 54,232,000 | 54,832,000 |
| Interest-bearing deposits | 24,912,000 | 26,115,000 | 40,562,000 | 37,261,000 |
| Noninterest-bearing deposits | 22,804,000 | 24,310,000 | 13,669,000 | 17,571,000 |
| Equity capital | 14,526,000 | 14,485,000 | 14,115,000 | 14,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,545,000 | 2,343,000 | 3,153,000 |
| Interest expense | 87,000 | 164,000 | 246,000 | 296,000 |
| Net interest income | 672,000 | 1,381,000 | 2,097,000 | 2,857,000 |
| Noninterest income | 106,000 | 211,000 | 335,000 | 464,000 |
| Noninterest expense | 797,000 | 1,848,000 | 2,690,000 | 3,563,000 |
| Provision for loan losses | 118,000 | -2,000 | 674,000 | 642,000 |
| Pretax income | -137,000 | -254,000 | -932,000 | -884,000 |
| Income tax | -44,000 | -80,000 | -350,000 | -344,000 |
| Net income | -93,000 | -174,000 | -582,000 | -540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,402,000 | 12,324,000 | 11,765,000 | 11,785,000 |
| Total capital | 13,178,000 | 13,106,000 | 12,576,000 | 12,583,000 |
| Risk-weighted assets | 60,671,000 | 61,151,000 | 63,865,000 | 62,843,000 |