Call reports 2009
COMMERCE BANK OF OREGON, THE — 2009
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,971,000 | 67,051,000 | 74,790,000 | 64,594,000 |
| Total loans | 45,049,000 | 47,878,000 | 49,644,000 | 53,486,000 |
| Allowance for loan losses | 966,000 | 952,000 | 1,813,000 | 1,919,000 |
| Securities available for sale | 3,518,000 | 3,379,000 | 3,375,000 | 3,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 232,000 | 185,000 |
| Total deposits | 40,292,000 | 48,043,000 | 56,800,000 | 46,907,000 |
| Interest-bearing deposits | 34,779,000 | 39,062,000 | 45,128,000 | 24,137,000 |
| Noninterest-bearing deposits | 5,512,000 | 8,981,000 | 11,672,000 | 22,770,000 |
| Equity capital | 16,964,000 | 16,614,000 | 15,252,000 | 14,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,209,000 | 1,873,000 | 2,567,000 |
| Interest expense | 132,000 | 269,000 | 405,000 | 521,000 |
| Net interest income | 481,000 | 940,000 | 1,468,000 | 2,046,000 |
| Noninterest income | 109,000 | 244,000 | 357,000 | 444,000 |
| Noninterest expense | 930,000 | 2,211,000 | 2,938,000 | 3,911,000 |
| Provision for loan losses | 11,000 | -3,000 | 2,158,000 | 3,019,000 |
| Pretax income | -351,000 | -1,024,000 | -3,271,000 | -4,440,000 |
| Income tax | -129,000 | -391,000 | -1,348,000 | -1,834,000 |
| Net income | -222,000 | -633,000 | -1,923,000 | -2,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,991,000 | 15,628,000 | 14,253,000 | 12,493,000 |
| Total capital | 16,669,000 | 16,336,000 | 14,953,000 | 13,231,000 |
| Risk-weighted assets | 53,996,000 | 56,306,000 | 58,147,000 | 57,492,000 |