Call reports 2006
COMMERCE BANK OF OREGON, THE — 2006
What COMMERCE BANK OF OREGON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,234,000 | 25,582,000 | 30,854,000 | 29,390,000 |
| Total loans | 2,021,000 | 8,411,000 | 13,871,000 | 12,042,000 |
| Allowance for loan losses | 21,000 | 94,000 | 133,000 | 150,000 |
| Securities available for sale | 6,492,000 | 6,324,000 | 4,263,000 | 4,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,584,000 | 4,602,000 | 9,718,000 | 8,742,000 |
| Interest-bearing deposits | 407,000 | 3,069,000 | 8,144,000 | 7,455,000 |
| Noninterest-bearing deposits | 1,177,000 | 1,533,000 | 1,574,000 | 1,287,000 |
| Equity capital | 19,401,000 | 19,115,000 | 19,565,000 | 19,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 568,000 | 1,025,000 | 1,492,000 |
| Interest expense | 2,000 | 29,000 | 128,000 | 229,000 |
| Net interest income | 224,000 | 539,000 | 897,000 | 1,263,000 |
| Noninterest income | 0 | 1,000 | 9,000 | 7,000 |
| Noninterest expense | 700,000 | 1,424,000 | 2,222,000 | 3,067,000 |
| Provision for loan losses | 21,000 | 94,000 | 133,000 | 150,000 |
| Pretax income | -497,000 | -978,000 | -1,469,000 | -1,967,000 |
| Income tax | -207,000 | -408,000 | -614,000 | -805,000 |
| Net income | -290,000 | -570,000 | -855,000 | -1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,309,000 | 18,018,000 | 18,481,000 | 18,400,000 |
| Total capital | 18,347,000 | 18,117,000 | 18,622,000 | 18,560,000 |
| Risk-weighted assets | 7,983,000 | 17,830,000 | 20,590,000 | 16,169,000 |