Call reports 2004
FLORIDA BANK, NATIONAL ASSOCIATION — 2004
What FLORIDA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 986,687,000 | 1,026,978,000 |
| Total loans | 806,787,000 | 822,999,000 |
| Allowance for loan losses | 9,252,000 | 11,820,000 |
| Securities available for sale | 47,530,000 | 2,492,000 |
| Securities held to maturity | 0 | 125,000 |
| Trading assets | 0 | 0 |
| Total deposits | 825,184,000 | 872,324,000 |
| Interest-bearing deposits | 699,184,000 | 735,135,000 |
| Noninterest-bearing deposits | 126,000,000 | 137,189,000 |
| Equity capital | 82,189,000 | 76,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 11,399,000 | 22,715,000 |
| Interest expense | 3,895,000 | 7,831,000 |
| Net interest income | 7,504,000 | 14,884,000 |
| Noninterest income | 3,008,000 | 4,300,000 |
| Noninterest expense | 6,748,000 | 14,949,000 |
| Provision for loan losses | 2,115,000 | 10,800,000 |
| Pretax income | 1,649,000 | -6,565,000 |
| Income tax | 572,000 | -2,556,000 |
| Net income | 1,077,000 | -4,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 81,969,000 | 76,906,000 |
| Total capital | 91,221,000 | 88,039,000 |
| Risk-weighted assets | 855,393,000 | 889,907,000 |