Call reports 2003
FLORIDA BANK, NATIONAL ASSOCIATION — 2003
What FLORIDA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 834,328,000 | 916,876,000 | 959,215,000 | 939,322,000 |
| Total loans | 679,093,000 | 733,234,000 | 734,730,000 | 757,086,000 |
| Allowance for loan losses | 7,503,000 | 7,997,000 | 8,587,000 | 9,057,000 |
| Securities available for sale | 45,142,000 | 44,439,000 | 41,349,000 | 52,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,180,000 | 769,160,000 | 816,943,000 | 801,481,000 |
| Interest-bearing deposits | 604,047,000 | 669,931,000 | 709,138,000 | 661,779,000 |
| Noninterest-bearing deposits | 93,133,000 | 99,229,000 | 107,805,000 | 139,702,000 |
| Equity capital | 67,946,000 | 75,210,000 | 76,871,000 | 81,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,749,000 | 20,874,000 | 32,068,000 | 43,454,000 |
| Interest expense | 3,948,000 | 8,093,000 | 12,213,000 | 16,194,000 |
| Net interest income | 5,801,000 | 12,781,000 | 19,855,000 | 27,260,000 |
| Noninterest income | 3,674,000 | 8,824,000 | 12,123,000 | 15,534,000 |
| Noninterest expense | 6,242,000 | 13,858,000 | 20,814,000 | 27,775,000 |
| Provision for loan losses | 889,000 | 1,852,000 | 2,452,000 | 2,936,000 |
| Pretax income | 2,344,000 | 5,895,000 | 8,712,000 | 12,083,000 |
| Income tax | 849,000 | 2,089,000 | 3,116,000 | 4,348,000 |
| Net income | 1,495,000 | 3,806,000 | 5,596,000 | 7,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,675,000 | 74,986,000 | 76,753,000 | 80,892,000 |
| Total capital | 75,178,000 | 82,983,000 | 85,340,000 | 89,949,000 |
| Risk-weighted assets | 712,590,000 | 750,406,000 | 761,890,000 | 788,338,000 |