Call reports 2002
FLORIDA BANK, NATIONAL ASSOCIATION — 2002
What FLORIDA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 544,267,000 | 631,164,000 | 675,509,000 | 749,141,000 |
| Total loans | 434,807,000 | 485,803,000 | 514,208,000 | 604,399,000 |
| Allowance for loan losses | 5,065,000 | 5,970,000 | 6,385,000 | 7,263,000 |
| Securities available for sale | 38,792,000 | 31,133,000 | 42,595,000 | 47,408,000 |
| Securities held to maturity | 2,879,000 | 1,792,000 | 552,000 | 228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,623,000 | 528,272,000 | 567,134,000 | 669,205,000 |
| Interest-bearing deposits | 382,401,000 | 458,849,000 | 490,469,000 | 525,252,000 |
| Noninterest-bearing deposits | 63,222,000 | 69,423,000 | 76,665,000 | 143,953,000 |
| Equity capital | 47,670,000 | 51,702,000 | 52,550,000 | 61,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,911,000 | 16,501,000 | 25,491,000 | 34,608,000 |
| Interest expense | 3,729,000 | 7,417,000 | 11,552,000 | 15,603,000 |
| Net interest income | 4,182,000 | 9,084,000 | 13,939,000 | 19,005,000 |
| Noninterest income | 537,000 | 1,098,000 | 1,873,000 | 4,044,000 |
| Noninterest expense | 3,037,000 | 6,412,000 | 10,001,000 | 14,601,000 |
| Provision for loan losses | 380,000 | 1,408,000 | 2,108,000 | 3,026,000 |
| Pretax income | 1,302,000 | 2,362,000 | 3,699,000 | 5,418,000 |
| Income tax | 490,000 | 889,000 | 1,392,000 | 2,039,000 |
| Net income | 812,000 | 1,473,000 | 2,307,000 | 3,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,039,000 | 51,274,000 | 52,108,000 | 61,180,000 |
| Total capital | 52,104,000 | 57,244,000 | 58,493,000 | 68,443,000 |
| Risk-weighted assets | 477,784,000 | 543,302,000 | 583,748,000 | 636,498,000 |