Call reports 2009
ARCUS BANK — 2009
What ARCUS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 185,580,000 | 186,105,000 | 190,281,000 | 188,966,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 183,750,000 | 183,781,000 | 188,548,000 | 186,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,285,000 | 150,754,000 | 151,740,000 | 152,574,000 |
| Interest-bearing deposits | 150,276,000 | 150,738,000 | 151,717,000 | 152,564,000 |
| Noninterest-bearing deposits | 9,000 | 16,000 | 23,000 | 10,000 |
| Equity capital | 34,603,000 | 34,682,000 | 35,385,000 | 35,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,347,000 | 2,274,000 | 3,242,000 |
| Interest expense | 50,000 | 147,000 | 300,000 | 470,000 |
| Net interest income | 589,000 | 1,200,000 | 1,974,000 | 2,772,000 |
| Noninterest income | 6,000 | 14,000 | 22,000 | 29,000 |
| Noninterest expense | 698,000 | 1,514,000 | 2,534,000 | 3,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -103,000 | -386,000 | -482,000 | -551,000 |
| Income tax | -38,000 | -148,000 | -193,000 | -186,000 |
| Net income | -65,000 | -238,000 | -289,000 | -365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,731,000 | 34,558,000 | 34,508,000 | 34,431,000 |
| Total capital | 34,731,000 | 34,558,000 | 34,508,000 | 34,431,000 |
| Risk-weighted assets | 45,112,000 | 54,269,000 | 67,361,000 | 68,777,000 |