Call reports 2026
FIRST BANK OF THE LAKE — 2026
What FIRST BANK OF THE LAKE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,326,833,000 | 2,335,767,000 |
| Total loans | 2,174,635,000 | 2,174,966,000 |
| Allowance for loan losses | 16,357,000 | 14,557,000 |
| Securities available for sale | 6,055,000 | 6,026,000 |
| Securities held to maturity | 1,542,000 | 1,552,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,978,101,000 | 2,027,237,000 |
| Interest-bearing deposits | 1,963,989,000 | 2,008,715,000 |
| Noninterest-bearing deposits | 14,112,000 | 18,522,000 |
| Equity capital | 167,603,000 | 170,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 38,982,000 | 77,188,000 |
| Interest expense | 20,283,000 | 41,499,000 |
| Net interest income | 18,699,000 | 35,689,000 |
| Noninterest income | 1,960,000 | 7,761,000 |
| Noninterest expense | 13,469,000 | 27,217,000 |
| Provision for loan losses | 3,210,000 | 6,613,000 |
| Pretax income | 3,957,000 | 9,589,000 |
| Income tax | 0 | 0 |
| Net income | 3,957,000 | 9,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 165,430,000 | 165,979,000 |
| Total capital | 178,427,000 | 179,045,000 |
| Risk-weighted assets | 1,036,329,000 | 1,043,680,000 |