Call reports 2020
FIRST BANK OF THE LAKE — 2020
What FIRST BANK OF THE LAKE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,716,000 | 609,009,000 | 639,936,000 | 647,684,000 |
| Total loans | 56,606,000 | 547,621,000 | 601,859,000 | 587,231,000 |
| Allowance for loan losses | 686,000 | 3,000,000 | 2,891,000 | 2,868,000 |
| Securities available for sale | 20,529,000 | 16,697,000 | 16,661,000 | 16,589,000 |
| Securities held to maturity | 1,217,000 | 1,232,000 | 1,248,000 | 1,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,376,000 | 114,579,000 | 141,742,000 | 170,104,000 |
| Interest-bearing deposits | 100,747,000 | 104,037,000 | 129,496,000 | 156,614,000 |
| Noninterest-bearing deposits | 6,629,000 | 10,542,000 | 12,246,000 | 13,490,000 |
| Equity capital | 11,359,000 | 12,724,000 | 16,717,000 | 21,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 5,788,000 | 12,248,000 | 19,575,000 |
| Interest expense | 583,000 | 1,395,000 | 2,327,000 | 3,281,000 |
| Net interest income | 767,000 | 4,393,000 | 9,921,000 | 16,294,000 |
| Noninterest income | 634,000 | 711,000 | 2,166,000 | 4,183,000 |
| Noninterest expense | 2,136,000 | 4,449,000 | 7,454,000 | 11,481,000 |
| Provision for loan losses | 0 | 2,315,000 | 2,315,000 | 2,315,000 |
| Pretax income | -735,000 | -1,488,000 | 2,490,000 | 6,853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -735,000 | -1,488,000 | 2,490,000 | 6,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,340,000 | 10,713,000 | 14,431,000 | 18,414,000 |
| Total capital | 9,916,000 | 11,389,000 | 15,263,000 | 19,458,000 |
| Risk-weighted assets | 46,025,000 | 51,798,000 | 64,524,000 | 81,727,000 |