Call reports 2017
FIRST BANK OF THE LAKE — 2017
What FIRST BANK OF THE LAKE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 57,346,000 | 59,082,000 | 63,685,000 | 69,230,000 |
| Total loans | 41,530,000 | 48,368,000 | 48,135,000 | 46,622,000 |
| Allowance for loan losses | 395,000 | 396,000 | 399,000 | 402,000 |
| Securities available for sale | 365,000 | 358,000 | 351,000 | 97,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,443,000 | 51,832,000 | 56,290,000 | 61,715,000 |
| Interest-bearing deposits | 44,610,000 | 45,859,000 | 50,105,000 | 56,492,000 |
| Noninterest-bearing deposits | 5,833,000 | 5,973,000 | 6,185,000 | 5,223,000 |
| Equity capital | 6,719,000 | 7,032,000 | 7,120,000 | 7,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,212,000 | 1,959,000 | 2,762,000 |
| Interest expense | 111,000 | 228,000 | 359,000 | 506,000 |
| Net interest income | 455,000 | 984,000 | 1,600,000 | 2,256,000 |
| Noninterest income | 47,000 | 453,000 | 506,000 | 551,000 |
| Noninterest expense | 473,000 | 998,000 | 1,537,000 | 2,138,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 439,000 | 569,000 | 669,000 |
| Income tax | -32,000 | 66,000 | 107,000 | 180,000 |
| Net income | 61,000 | 373,000 | 462,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,688,000 | 6,010,000 | 6,105,000 | 6,140,000 |
| Total capital | 6,055,000 | 6,406,000 | 6,504,000 | 6,542,000 |
| Risk-weighted assets | 29,384,000 | 32,587,000 | 33,050,000 | 33,934,000 |