Call reports 2008

FIRST BANK OF THE LAKE — 2008

Name: FIRST BANK OF THE LAKE — FFIEC call report 2008
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	55,160,000	54,821,000	50,745,000	46,626,000
Total loans	36,080,000	34,259,000	32,858,000	30,797,000
Allowance for loan losses	567,000	455,000	428,000	372,000
Securities available for sale	8,339,000	9,151,000	8,228,000	5,210,000
Securities held to maturity	3,832,000	3,508,000	3,255,000	2,134,000
Trading assets	0	0	0	0
Total deposits	47,230,000	46,904,000	40,213,000	36,907,000
Interest-bearing deposits	41,656,000	41,487,000	32,177,000	33,180,000
Noninterest-bearing deposits	5,574,000	5,417,000	8,036,000	3,727,000
Equity capital	5,613,000	5,291,000	5,448,000	5,521,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	920,000	1,738,000	2,440,000	3,117,000
Interest expense	454,000	861,000	1,223,000	1,561,000
Net interest income	466,000	877,000	1,217,000	1,556,000
Noninterest income	72,000	139,000	216,000	301,000
Noninterest expense	451,000	890,000	1,368,000	1,787,000
Provision for loan losses	60,000	969,000	979,000	1,022,000
Pretax income	27,000	-843,000	-914,000	-942,000
Income tax	12,000	-97,000	-320,000	-323,000
Net income	15,000	-746,000	-594,000	-619,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	5,473,000	5,302,000	5,448,000	5,533,000
Total capital	5,967,000	5,757,000	5,876,000	5,905,000
Risk-weighted assets	38,662,000	38,252,000	35,950,000	33,621,000