Call reports 2007

FIRST BANK OF THE LAKE — 2007

Name: FIRST BANK OF THE LAKE — FFIEC call report 2007
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	54,775,000	58,448,000	57,598,000	54,883,000
Total loans	39,333,000	36,779,000	35,855,000	37,058,000
Allowance for loan losses	458,000	408,000	433,000	545,000
Securities available for sale	8,132,000	7,305,000	7,652,000	8,598,000
Securities held to maturity	4,468,000	4,470,000	4,993,000	4,300,000
Trading assets	0	0	0	0
Total deposits	47,586,000	51,239,000	50,519,000	47,343,000
Interest-bearing deposits	42,405,000	44,275,000	43,876,000	41,539,000
Noninterest-bearing deposits	5,181,000	6,965,000	6,643,000	5,804,000
Equity capital	5,482,000	5,574,000	5,557,000	5,506,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,037,000	2,053,000	3,016,000	4,128,000
Interest expense	450,000	931,000	1,426,000	1,900,000
Net interest income	587,000	1,122,000	1,590,000	2,228,000
Noninterest income	73,000	160,000	278,000	204,000
Noninterest expense	461,000	901,000	1,348,000	1,827,000
Provision for loan losses	18,000	218,000	599,000	788,000
Pretax income	181,000	163,000	-79,000	-183,000
Income tax	77,000	154,000	-29,000	-34,000
Net income	104,000	9,000	-50,000	-149,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	5,511,000	5,616,000	5,557,000	5,458,000
Total capital	5,969,000	6,024,000	5,990,000	5,898,000
Risk-weighted assets	37,464,000	37,847,000	37,995,000	38,747,000