Call reports 2006

FIRST BANK OF THE LAKE — 2006

Name: FIRST BANK OF THE LAKE — FFIEC call report 2006
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	52,686,000	53,999,000	54,942,000	54,769,000
Total loans	38,377,000	36,208,000	37,301,000	38,715,000
Allowance for loan losses	432,000	443,000	462,000	444,000
Securities available for sale	6,499,000	7,546,000	7,624,000	7,851,000
Securities held to maturity	3,604,000	3,722,000	4,716,000	4,217,000
Trading assets	0	0	0	0
Total deposits	46,104,000	47,316,000	47,967,000	47,696,000
Interest-bearing deposits	40,507,000	41,192,000	41,606,000	42,053,000
Noninterest-bearing deposits	5,597,000	6,124,000	6,361,000	5,643,000
Equity capital	4,902,000	5,039,000	5,248,000	5,367,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	913,000	1,866,000	2,872,000	3,872,000
Interest expense	353,000	739,000	1,153,000	1,592,000
Net interest income	560,000	1,127,000	1,719,000	2,280,000
Noninterest income	80,000	436,000	523,000	619,000
Noninterest expense	418,000	1,055,000	1,479,000	1,940,000
Provision for loan losses	18,000	36,000	55,000	73,000
Pretax income	204,000	472,000	708,000	886,000
Income tax	61,000	169,000	247,000	325,000
Net income	143,000	303,000	461,000	561,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	4,989,000	5,149,000	5,308,000	5,407,000
Total capital	5,421,000	5,592,000	5,768,000	5,851,000
Risk-weighted assets	36,652,000	35,791,000	36,768,000	37,422,000