Call reports 2005

FIRST BANK OF THE LAKE — 2005

Name: FIRST BANK OF THE LAKE — FFIEC call report 2005
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	49,669,000	51,284,000	51,139,000	53,297,000
Total loans	34,702,000	37,011,000	38,164,000	40,052,000
Allowance for loan losses	439,000	415,000	426,000	414,000
Securities available for sale	6,328,000	6,584,000	6,557,000	6,507,000
Securities held to maturity	3,664,000	3,664,000	3,604,000	3,604,000
Trading assets	0	0	0	0
Total deposits	44,265,000	43,341,000	43,942,000	44,143,000
Interest-bearing deposits	40,073,000	37,716,000	37,672,000	37,885,000
Noninterest-bearing deposits	4,192,000	5,625,000	6,270,000	6,258,000
Equity capital	4,484,000	4,647,000	4,771,000	4,764,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	710,000	1,477,000	2,347,000	3,229,000
Interest expense	247,000	522,000	824,000	1,164,000
Net interest income	463,000	955,000	1,523,000	2,065,000
Noninterest income	64,000	159,000	226,000	320,000
Noninterest expense	378,000	733,000	1,139,000	1,603,000
Provision for loan losses	18,000	36,000	55,000	73,000
Pretax income	131,000	345,000	555,000	709,000
Income tax	46,000	133,000	202,000	257,000
Net income	85,000	212,000	353,000	452,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,550,000	4,677,000	4,819,000	4,846,000
Total capital	4,960,000	5,092,000	5,245,000	5,260,000
Risk-weighted assets	32,798,000	33,984,000	35,003,000	37,259,000