Call reports 2004

FIRST BANK OF THE LAKE — 2004

Name: FIRST BANK OF THE LAKE — FFIEC call report 2004
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	46,986,000	47,815,000	47,417,000	48,082,000
Total loans	30,918,000	32,911,000	33,286,000	34,685,000
Allowance for loan losses	383,000	402,000	399,000	413,000
Securities available for sale	7,534,000	6,870,000	6,993,000	6,658,000
Securities held to maturity	2,412,000	4,164,000	3,914,000	3,664,000
Trading assets	0	0	0	0
Total deposits	42,289,000	43,063,000	42,418,000	41,700,000
Interest-bearing deposits	38,396,000	37,929,000	37,193,000	36,696,000
Noninterest-bearing deposits	3,893,000	5,134,000	5,225,000	5,004,000
Equity capital	4,200,000	4,173,000	4,333,000	4,451,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	642,000	1,284,000	1,953,000	2,646,000
Interest expense	241,000	476,000	702,000	939,000
Net interest income	401,000	808,000	1,251,000	1,707,000
Noninterest income	69,000	147,000	223,000	288,000
Noninterest expense	354,000	701,000	1,068,000	1,382,000
Provision for loan losses	18,000	36,000	55,000	73,000
Pretax income	98,000	218,000	351,000	540,000
Income tax	47,000	87,000	143,000	190,000
Net income	51,000	131,000	208,000	350,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	4,166,000	4,246,000	4,324,000	4,465,000
Total capital	4,533,000	4,626,000	4,708,000	4,867,000
Risk-weighted assets	29,325,000	30,403,000	30,738,000	32,190,000