Call reports 2003

FIRST BANK OF THE LAKE — 2003

Name: FIRST BANK OF THE LAKE — FFIEC call report 2003
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	46,556,000	47,169,000	49,140,000	46,485,000
Total loans	30,467,000	30,324,000	29,026,000	29,918,000
Allowance for loan losses	380,000	386,000	393,000	360,000
Securities available for sale	6,462,000	7,327,000	8,636,000	10,231,000
Securities held to maturity	1,413,000	1,413,000	1,413,000	1,663,000
Trading assets	0	0	0	0
Total deposits	42,167,000	42,742,000	44,419,000	41,922,000
Interest-bearing deposits	38,365,000	38,379,000	39,387,000	37,126,000
Noninterest-bearing deposits	3,802,000	4,363,000	5,032,000	4,796,000
Equity capital	4,021,000	4,052,000	4,025,000	4,115,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	665,000	1,312,000	1,958,000	2,586,000
Interest expense	294,000	584,000	861,000	1,120,000
Net interest income	371,000	728,000	1,097,000	1,466,000
Noninterest income	88,000	163,000	195,000	272,000
Noninterest expense	347,000	730,000	1,074,000	1,385,000
Provision for loan losses	18,000	36,000	55,000	73,000
Pretax income	94,000	125,000	163,000	280,000
Income tax	43,000	51,000	77,000	104,000
Net income	51,000	74,000	86,000	176,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	3,990,000	4,013,000	4,025,000	4,115,000
Total capital	4,348,000	4,375,000	4,377,000	4,468,000
Risk-weighted assets	28,582,000	28,909,000	28,132,000	28,256,000