Call reports 2002

FIRST BANK OF THE LAKE — 2002

Name: FIRST BANK OF THE LAKE — FFIEC call report 2002
Creator: FIRST BANK OF THE LAKE

What FIRST BANK OF THE LAKE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5cf547c-bb35-4fb5-ade6-c7e55e54c38f/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	40,244,000	41,250,000	42,764,000	44,291,000
Total loans	29,812,000	30,677,000	30,211,000	31,353,000
Allowance for loan losses	328,000	346,000	366,000	362,000
Securities available for sale	3,831,000	3,484,000	4,497,000	5,985,000
Securities held to maturity	4,165,000	4,163,000	2,913,000	1,913,000
Trading assets	0	0	0	0
Total deposits	35,804,000	37,010,000	38,291,000	39,891,000
Interest-bearing deposits	32,486,000	33,088,000	34,035,000	36,175,000
Noninterest-bearing deposits	3,318,000	3,922,000	4,256,000	3,716,000
Equity capital	3,746,000	3,849,000	3,946,000	3,988,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	687,000	1,375,000	2,055,000	2,733,000
Interest expense	286,000	557,000	838,000	1,133,000
Net interest income	401,000	818,000	1,217,000	1,600,000
Noninterest income	46,000	106,000	211,000	309,000
Noninterest expense	321,000	652,000	1,010,000	1,383,000
Provision for loan losses	18,000	36,000	55,000	73,000
Pretax income	108,000	236,000	363,000	453,000
Income tax	44,000	91,000	131,000	170,000
Net income	64,000	145,000	232,000	283,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	3,720,000	3,801,000	3,889,000	3,939,000
Total capital	4,048,000	4,147,000	4,244,000	4,301,000
Risk-weighted assets	27,467,000	28,417,000	28,366,000	29,222,000