Call reports 2001
FIRST BANK OF THE LAKE — 2001
What FIRST BANK OF THE LAKE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,817,000 | 39,706,000 | 40,494,000 | 40,763,000 |
| Total loans | 24,705,000 | 25,936,000 | 26,291,000 | 28,429,000 |
| Allowance for loan losses | 361,000 | 372,000 | 301,000 | 313,000 |
| Securities available for sale | 9,963,000 | 6,498,000 | 4,586,000 | 4,106,000 |
| Securities held to maturity | 799,000 | 1,055,000 | 3,566,000 | 5,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,825,000 | 35,658,000 | 36,371,000 | 36,695,000 |
| Interest-bearing deposits | 30,911,000 | 32,184,000 | 33,021,000 | 33,327,000 |
| Noninterest-bearing deposits | 2,914,000 | 3,474,000 | 3,350,000 | 3,368,000 |
| Equity capital | 3,524,000 | 3,590,000 | 3,700,000 | 3,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,579,000 | 2,322,000 | 3,041,000 |
| Interest expense | 438,000 | 856,000 | 1,242,000 | 1,579,000 |
| Net interest income | 361,000 | 723,000 | 1,080,000 | 1,462,000 |
| Noninterest income | 46,000 | 102,000 | 195,000 | 252,000 |
| Noninterest expense | 324,000 | 624,000 | 949,000 | 1,275,000 |
| Provision for loan losses | 18,000 | 29,000 | 39,000 | 107,000 |
| Pretax income | 65,000 | 172,000 | 296,000 | 341,000 |
| Income tax | 33,000 | 71,000 | 110,000 | 138,000 |
| Net income | 32,000 | 101,000 | 186,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,485,000 | 3,554,000 | 3,639,000 | 3,656,000 |
| Total capital | 3,769,000 | 3,858,000 | 3,940,000 | 3,969,000 |
| Risk-weighted assets | 22,689,000 | 24,290,000 | 25,090,000 | 26,981,000 |