Call reports 2008
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2008
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 144,075,000 | 145,605,000 |
| Total loans | 96,392,000 | 110,339,000 |
| Allowance for loan losses | 1,012,000 | 1,012,000 |
| Securities available for sale | 27,192,000 | 20,305,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 128,844,000 | 131,042,000 |
| Interest-bearing deposits | 112,876,000 | 113,060,000 |
| Noninterest-bearing deposits | 15,968,000 | 17,982,000 |
| Equity capital | 11,067,000 | 10,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 2,108,000 | 4,073,000 |
| Interest expense | 1,006,000 | 1,831,000 |
| Net interest income | 1,102,000 | 2,242,000 |
| Noninterest income | 142,000 | 309,000 |
| Noninterest expense | 961,000 | 1,920,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 283,000 | 631,000 |
| Income tax | 102,000 | 215,000 |
| Net income | 181,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 10,805,000 | 10,538,000 |
| Total capital | 11,817,000 | 11,550,000 |
| Risk-weighted assets | 102,878,000 | 109,817,000 |