Call reports 2007
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2007
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,210,000 | 140,914,000 | 141,776,000 | 144,707,000 |
| Total loans | 104,316,000 | 105,323,000 | 100,572,000 | 98,730,000 |
| Allowance for loan losses | 1,084,000 | 1,123,000 | 1,009,000 | 1,004,000 |
| Securities available for sale | 23,634,000 | 23,113,000 | 23,180,000 | 22,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,251,000 | 124,876,000 | 125,412,000 | 129,458,000 |
| Interest-bearing deposits | 114,319,000 | 113,432,000 | 112,027,000 | 112,829,000 |
| Noninterest-bearing deposits | 13,932,000 | 11,444,000 | 13,385,000 | 16,629,000 |
| Equity capital | 10,126,000 | 10,365,000 | 10,727,000 | 11,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,539,000 | 6,878,000 | 9,148,000 |
| Interest expense | 1,047,000 | 2,134,000 | 3,262,000 | 4,342,000 |
| Net interest income | 1,191,000 | 2,405,000 | 3,616,000 | 4,806,000 |
| Noninterest income | 237,000 | 398,000 | 547,000 | 684,000 |
| Noninterest expense | 885,000 | 1,776,000 | 2,752,000 | 3,659,000 |
| Provision for loan losses | 136,000 | 177,000 | 187,000 | 187,000 |
| Pretax income | 407,000 | 850,000 | 1,224,000 | 1,645,000 |
| Income tax | 148,000 | 304,000 | 434,000 | 577,000 |
| Net income | 259,000 | 546,000 | 790,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,313,000 | 10,600,000 | 10,846,000 | 11,124,000 |
| Total capital | 11,397,000 | 11,723,000 | 11,855,000 | 12,128,000 |
| Risk-weighted assets | 100,857,000 | 104,373,000 | 101,565,000 | 100,463,000 |