Call reports 2006
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2006
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 148,525,000 | 143,705,000 | 139,429,000 | 141,307,000 |
| Total loans | 94,253,000 | 98,008,000 | 98,178,000 | 101,519,000 |
| Allowance for loan losses | 1,071,000 | 1,053,000 | 1,040,000 | 949,000 |
| Securities available for sale | 35,406,000 | 31,579,000 | 29,012,000 | 23,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,530,000 | 128,230,000 | 123,572,000 | 124,564,000 |
| Interest-bearing deposits | 115,125,000 | 115,605,000 | 111,330,000 | 111,113,000 |
| Noninterest-bearing deposits | 13,405,000 | 12,625,000 | 12,242,000 | 13,451,000 |
| Equity capital | 10,031,000 | 10,229,000 | 10,672,000 | 11,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 4,082,000 | 6,154,000 | 8,383,000 |
| Interest expense | 793,000 | 1,682,000 | 2,636,000 | 3,631,000 |
| Net interest income | 1,195,000 | 2,400,000 | 3,518,000 | 4,752,000 |
| Noninterest income | 93,000 | 217,000 | 350,000 | 507,000 |
| Noninterest expense | 846,000 | 1,686,000 | 2,537,000 | 3,383,000 |
| Provision for loan losses | 66,000 | 120,000 | 152,000 | 218,000 |
| Pretax income | 376,000 | 811,000 | 1,177,000 | 1,638,000 |
| Income tax | 126,000 | 265,000 | 385,000 | 544,000 |
| Net income | 250,000 | 546,000 | 792,000 | 1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,462,000 | 10,757,000 | 11,003,000 | 11,305,000 |
| Total capital | 11,533,000 | 11,810,000 | 12,043,000 | 12,254,000 |
| Risk-weighted assets | 95,713,000 | 96,971,000 | 96,588,000 | 100,498,000 |