Call reports 2004
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2004
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 122,782,000 | 124,064,000 | 130,532,000 | 135,649,000 |
| Total loans | 80,527,000 | 83,002,000 | 84,119,000 | 92,479,000 |
| Allowance for loan losses | 895,000 | 956,000 | 985,000 | 919,000 |
| Securities available for sale | 29,226,000 | 31,001,000 | 30,993,000 | 33,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,592,000 | 107,361,000 | 114,608,000 | 119,347,000 |
| Interest-bearing deposits | 98,735,000 | 98,386,000 | 103,563,000 | 109,639,000 |
| Noninterest-bearing deposits | 7,857,000 | 8,975,000 | 11,045,000 | 9,708,000 |
| Equity capital | 9,509,000 | 9,264,000 | 9,729,000 | 9,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,931,000 | 4,441,000 | 6,097,000 |
| Interest expense | 460,000 | 908,000 | 1,378,000 | 1,902,000 |
| Net interest income | 994,000 | 2,023,000 | 3,063,000 | 4,195,000 |
| Noninterest income | 80,000 | 170,000 | 262,000 | 353,000 |
| Noninterest expense | 740,000 | 1,510,000 | 2,343,000 | 3,094,000 |
| Provision for loan losses | 45,000 | 108,000 | 142,000 | 156,000 |
| Pretax income | 299,000 | 637,000 | 971,000 | 1,429,000 |
| Income tax | 99,000 | 212,000 | 321,000 | 480,000 |
| Net income | 200,000 | 425,000 | 650,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,059,000 | 9,283,000 | 9,509,000 | 9,806,000 |
| Total capital | 9,954,000 | 10,239,000 | 10,494,000 | 10,725,000 |
| Risk-weighted assets | 81,697,000 | 82,676,000 | 86,139,000 | 92,111,000 |