Call reports 2003
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2003
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 107,397,000 | 110,233,000 | 124,944,000 | 120,642,000 |
| Total loans | 72,970,000 | 74,559,000 | 76,816,000 | 77,558,000 |
| Allowance for loan losses | 779,000 | 808,000 | 822,000 | 858,000 |
| Securities available for sale | 21,211,000 | 24,585,000 | 27,486,000 | 33,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,142,000 | 100,633,000 | 108,773,000 | 104,700,000 |
| Interest-bearing deposits | 89,999,000 | 94,221,000 | 101,124,000 | 97,211,000 |
| Noninterest-bearing deposits | 8,143,000 | 6,412,000 | 7,649,000 | 7,489,000 |
| Equity capital | 8,772,000 | 9,060,000 | 9,081,000 | 9,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,777,000 | 4,270,000 | 5,723,000 |
| Interest expense | 507,000 | 1,021,000 | 1,517,000 | 2,001,000 |
| Net interest income | 830,000 | 1,756,000 | 2,753,000 | 3,722,000 |
| Noninterest income | 65,000 | 146,000 | 225,000 | 292,000 |
| Noninterest expense | 681,000 | 1,371,000 | 2,082,000 | 2,741,000 |
| Provision for loan losses | 44,000 | 89,000 | 159,000 | 219,000 |
| Pretax income | 178,000 | 450,000 | 745,000 | 1,062,000 |
| Income tax | 34,000 | 118,000 | 213,000 | 314,000 |
| Net income | 144,000 | 332,000 | 532,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,254,000 | 8,442,000 | 8,642,000 | 8,859,000 |
| Total capital | 9,033,000 | 9,250,000 | 9,464,000 | 9,717,000 |
| Risk-weighted assets | 72,816,000 | 73,902,000 | 77,035,000 | 78,719,000 |