Call reports 2002
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2002
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,164,000 | 94,554,000 | 97,412,000 | 100,149,000 |
| Total loans | 57,976,000 | 63,023,000 | 65,474,000 | 66,070,000 |
| Allowance for loan losses | 696,000 | 662,000 | 690,000 | 735,000 |
| Securities available for sale | 17,406,000 | 23,610,000 | 23,257,000 | 21,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,242,000 | 86,330,000 | 88,345,000 | 91,047,000 |
| Interest-bearing deposits | 72,232,000 | 81,228,000 | 82,517,000 | 84,167,000 |
| Noninterest-bearing deposits | 4,010,000 | 5,102,000 | 5,828,000 | 6,880,000 |
| Equity capital | 6,582,000 | 7,829,000 | 8,305,000 | 8,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,458,000 | 3,843,000 | 5,202,000 |
| Interest expense | 520,000 | 1,078,000 | 1,641,000 | 2,172,000 |
| Net interest income | 646,000 | 1,380,000 | 2,202,000 | 3,030,000 |
| Noninterest income | 51,000 | 113,000 | 170,000 | 231,000 |
| Noninterest expense | 513,000 | 1,064,000 | 1,635,000 | 2,236,000 |
| Provision for loan losses | 141,000 | 161,000 | 194,000 | 246,000 |
| Pretax income | 163,000 | 387,000 | 666,000 | 902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 387,000 | 666,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,670,000 | 7,511,000 | 7,840,000 | 8,110,000 |
| Total capital | 7,366,000 | 8,173,000 | 8,530,000 | 8,845,000 |
| Risk-weighted assets | 56,929,000 | 62,107,000 | 64,333,000 | 65,467,000 |