Call reports 2001
COMMUNITY BANK, MERIDIAN, MISSISSIPPI — 2001
What COMMUNITY BANK, MERIDIAN, MISSISSIPPI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,264,000 | 76,607,000 | 76,904,000 | 78,237,000 |
| Total loans | 40,207,000 | 43,590,000 | 51,448,000 | 52,135,000 |
| Allowance for loan losses | 448,000 | 484,000 | 512,000 | 578,000 |
| Securities available for sale | 13,817,000 | 13,745,000 | 14,983,000 | 15,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,634,000 | 69,727,000 | 70,004,000 | 71,370,000 |
| Interest-bearing deposits | 64,076,000 | 66,267,000 | 66,457,000 | 67,369,000 |
| Noninterest-bearing deposits | 2,558,000 | 3,460,000 | 3,547,000 | 4,001,000 |
| Equity capital | 6,164,000 | 6,370,000 | 6,421,000 | 6,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,536,000 | 3,825,000 | 5,069,000 |
| Interest expense | 906,000 | 1,848,000 | 2,615,000 | 3,222,000 |
| Net interest income | 389,000 | 688,000 | 1,210,000 | 1,847,000 |
| Noninterest income | 33,000 | 79,000 | 122,000 | 167,000 |
| Noninterest expense | 402,000 | 833,000 | 1,292,000 | 1,745,000 |
| Provision for loan losses | 60,000 | 96,000 | 124,000 | 190,000 |
| Pretax income | -40,000 | -162,000 | -84,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | -162,000 | -84,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,874,000 | 6,078,000 | 6,156,000 | 6,380,000 |
| Total capital | 6,322,000 | 6,562,000 | 6,668,000 | 6,958,000 |
| Risk-weighted assets | 43,265,000 | 46,788,000 | 51,610,000 | 52,250,000 |