Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 119,962,000 | 118,887,000 | 114,686,000 | 115,675,000 |
| Total loans | 66,886,000 | 64,760,000 | 64,658,000 | 61,143,000 |
| Allowance for loan losses | 993,000 | 1,262,000 | 2,087,000 | 1,629,000 |
| Securities available for sale | 43,476,000 | 42,951,000 | 42,894,000 | 46,052,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,691,000 | 97,058,000 | 92,802,000 | 93,578,000 |
| Interest-bearing deposits | 88,200,000 | 86,233,000 | 82,184,000 | 80,962,000 |
| Noninterest-bearing deposits | 10,491,000 | 10,825,000 | 10,618,000 | 12,616,000 |
| Equity capital | 10,724,000 | 11,202,000 | 11,056,000 | 10,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,037,000 | 4,432,000 | 5,691,000 |
| Interest expense | 524,000 | 1,036,000 | 1,522,000 | 1,979,000 |
| Net interest income | 1,020,000 | 2,001,000 | 2,910,000 | 3,712,000 |
| Noninterest income | 307,000 | 579,000 | 885,000 | 1,220,000 |
| Noninterest expense | 852,000 | 1,706,000 | 2,534,000 | 3,380,000 |
| Provision for loan losses | 17,000 | 454,000 | 1,499,000 | 1,793,000 |
| Pretax income | 580,000 | 558,000 | -84,000 | -85,000 |
| Income tax | 181,000 | 140,000 | -127,000 | -166,000 |
| Net income | 399,000 | 418,000 | 43,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,665,000 | 10,683,000 | 10,309,000 | 10,346,000 |
| Total capital | 11,596,000 | 11,596,000 | 11,212,000 | 11,226,000 |
| Risk-weighted assets | 73,711,000 | 72,687,000 | 71,043,000 | 69,623,000 |