Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 123,714,000 | 125,069,000 | 121,938,000 | 121,493,000 |
| Total loans | 74,417,000 | 72,848,000 | 73,682,000 | 72,160,000 |
| Allowance for loan losses | 1,023,000 | 989,000 | 1,122,000 | 1,072,000 |
| Securities available for sale | 41,592,000 | 44,272,000 | 40,731,000 | 40,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,441,000 | 99,772,000 | 99,350,000 | 100,328,000 |
| Interest-bearing deposits | 89,212,000 | 89,444,000 | 88,211,000 | 87,040,000 |
| Noninterest-bearing deposits | 11,229,000 | 10,328,000 | 11,139,000 | 13,288,000 |
| Equity capital | 10,471,000 | 9,961,000 | 10,551,000 | 10,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,212,000 | 5,022,000 | 6,762,000 |
| Interest expense | 666,000 | 1,296,000 | 1,895,000 | 2,463,000 |
| Net interest income | 933,000 | 1,916,000 | 3,127,000 | 4,299,000 |
| Noninterest income | 303,000 | 574,000 | 807,000 | 923,000 |
| Noninterest expense | 822,000 | 1,689,000 | 2,507,000 | 3,282,000 |
| Provision for loan losses | 78,000 | 1,056,000 | 1,392,000 | 2,310,000 |
| Pretax income | 449,000 | 69,000 | 191,000 | -214,000 |
| Income tax | 133,000 | -38,000 | -16,000 | -197,000 |
| Net income | 316,000 | 107,000 | 207,000 | -17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,294,000 | 10,085,000 | 10,490,000 | 10,266,000 |
| Total capital | 11,334,000 | 11,092,000 | 11,509,000 | 11,276,000 |
| Risk-weighted assets | 83,010,000 | 83,610,000 | 80,905,000 | 79,907,000 |